Det har nu tagit flera månader, men nu nyligen så fick jag ett brev från kronofogden att de skickat ett "förbudsmeddelande" till hans bank, och att de därmed låser hans tillgångar (bortsett från beneficium). Jag ska ringa kronofogden imorgon, men tänkte fråga här först om någon har ett hum om hur lång tid det tar efter detta förbudsmeddelande?
Det skickades innan senaste löningen, så jag antar att de låst resterande belopp på skadeståndet nu den 25e (om det är då han får lön).
Som medlem kan du här läsa lite kort info om Iglon och gå vidare till medlemsprofilen.
Tugga Terrier
Medlem
Can the bank freeze/terminate my bank account even though I've explained my transactions?
Hello and thank you for asking your question to Lawline!
As I understand it you've bank accounts in different countries, because you're an IT-engineer and an owner of a business. You also have an account for Bitcoin. You've spoken to your bank and showed them different kinds of documents as a support to how you're using the bank, but the bank is still not satisfied.
Why does the bank need to know about your bank involvement?
The law you are referring to is called penningtvättslagen, which places high demands on the bank to obtain information from its customers. The purpose of the legislation is to prevent money laundering and financing terrorism.
According to penningtvättlagen banks are required to obtain information on how the products and services that the bank provides can be used for money laundering or financing of terrorist and how extensive the risk is for the aforementioned, according to(2 kap. 1 § 1 st penningtvättslagen). Geographical risk factors must also be taken into account(2 kap. 1 § 2 st penningtvättslagen).
Therefore international transactions, income f
Handling of complaints
If you are not satisfied with the bank's final decision after the reappraisal by Swedbank’s Complaints Officer, you may turn to the external alternatives described below. You are also always free to approach these instances after the bank’s first decision.
If you are a corporate customer, you are limited to the district court for further review.
Swedish National Board for Consumer Disputes (ARN)
Kungsholmstorg 5, Box , 23 Stockholm, phone 00
The National Board for Consumer Disputes (ARN) is a public authority whose main task is to impartially try disputes between consumers and business operators. The filed complaint must be in writing. For the Board to try the dispute there are certain value limits as well as time limits that have to be met. Whoever files a complaint must pay a fee. The fee is SEK per filed complaint. The bank undertakes to assist the National Board for Consumer Disputes in the Board's settlement of the dispute.
Consumer guidance
Consumer guides available in many Swedish municipalities supply free information and advice regarding household economics and legal issues.
The Swedish Consumers' Banking and Finance Bureau (Konsu
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